Dare to dream

Imagine this… Living on less than what you make and not having any debt.

I think I have a new goal for myself. If I could do those two things it would allow me to live like no one else. I could save more for retirement. I could afford more things because not only would I save wasted money on interest, I wouldn’t have monthly payments. It seems like a big goal and I realize I don’t have as much debt as some people. But it would enable a level of freedom for myself I have never known. Hmmm… saving up for something before I buy it. That is something I learned growing up but I seem to have forgotten it along the way

I would like to thank Neal Campbell, Cali Lewis and Dave Ramsey for getting me to think a little.

Vent Session!

I don’t understand people that complain all the time. An occasional gripe is one thing but lately it seems like I have been surrounded by people who do nothing but complain. It doesn’t seem to matter if I am at work, after work or online. I call it the “poor me” syndrome. The cliche is that “misery loves company,” but I think people just do not want to take responsibility for their actions.

If you do not like how much money you make, make more. Take a second or third job. Start a business. Sell all of the extra stuff you have around your place. Be creative.

If you do not like how you are physically, do something about it. Eat less or more or more healthily. Exercise more or less. You are what you eat. What you ingest affects your skin, your hair, your energy level and many other things. What you put into your body effects much more than you think it does.

If you are unhappy with your mind set, change it. Read a book. Use the library. Take a class. Talk to people you don’t normally talk with. Find a role model or mentor, alive or dead, and learn from them.

If you do not like your living conditions, move. A great example would be this country from its small beginnings to its continued growth. That is why my ancestors came to America, for a better life. If you don’t like what your neighbors do or who they allow over, change neighborhoods. If your city’s economy is depressed, find a new city.

If you don’t like your family, friends or coworkers, associate with them less. You can’t change the family you are born into but you can control how much time you spend with them. You can also probably find another family to spend more time with. You are in complete control of everyone else you spend time with. If your work place is full of spiteful people, you can leave that situation or you can try to change it. If your old friends bring you down, find new ones.

The only thing I can think of that you don’t have immediate control over is illness. And the brutally honest truth is, with many illnesses, chances are you created that for yourself too. I am sure you didn’t do it consciously but you did do it. Just like getting into debt or becoming overweight, these things don’t happen overnight. Slowly over time, perhaps by what you ate, where you lived, what you drank or what you breathed in, you did it to yourself.

If you don’t like something about a certain condition, you have the power to change it. You create the conditions in which you live. If someone truly wants change badly enough, they will find a way. I think for most people it is just easier to whine about it than to try to change the situation.

Random thought

I jotted this down one day at work after a conversation I heard… Not sure how coherent it is though. 

A person’s mindset is the greatest limiting force in this world. If you think you can or you can’t, you are right.

When I hear someone talk about a great paying job, then they say that it is $17 per hour, I know they will never be wealthy. If you think making $35,000 a year is a great paying job, what do you think $150,000 per year is or $2,000,000 per year? While I wouldn’t mind making that, it isn’t in my realm of what I consider a large income. Someone could do a lot worse, I am right now, but someone could do much, much better.

It is interesting to gain insight into what others beliefs are and then see what there current conditions are. We truly are what we think we are.